:root{
  --navy:#063b91;
  --blue:#0b63ce;
  --cyan:#12c9ef;
  --ink:#12213a;
  --muted:#61708a;
  --bg:#f5f9ff;
  --white:#fff;
  --line:#dce7f5;
  --success:#0b9f6e;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;
}
a{color:inherit}
.container{width:min(1120px,92%);margin:auto}
.nav{
  position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);border-bottom:1px solid var(--line)
}
.nav-inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;text-decoration:none;font-weight:800}
.brand img{width:126px;height:58px;object-fit:contain}
.nav-links{display:flex;gap:24px;align-items:center}
.nav-links a{text-decoration:none;font-weight:650;color:#263a59}
.nav-links a:hover{color:var(--blue)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:13px 21px;border-radius:12px;text-decoration:none;font-weight:800;
  border:1px solid transparent;cursor:pointer
}
.btn-primary{background:linear-gradient(135deg,var(--navy),var(--cyan));color:white;box-shadow:0 10px 25px rgba(6,59,145,.2)}
.btn-light{background:#fff;border-color:var(--line);color:var(--navy)}
.hero{
  padding:76px 0 64px;
  background:
    radial-gradient(circle at 85% 20%,rgba(18,201,239,.18),transparent 28%),
    radial-gradient(circle at 15% 20%,rgba(11,99,206,.12),transparent 32%),
    linear-gradient(180deg,#fff 0%,#f4f9ff 100%);
}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}
.eyebrow{display:inline-block;padding:7px 12px;border-radius:999px;background:#e9f5ff;color:var(--navy);font-weight:800;font-size:.84rem}
h1{font-size:clamp(2.5rem,6vw,4.8rem);line-height:1.03;margin:18px 0}
h1 span{background:linear-gradient(90deg,var(--navy),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:1.15rem;color:var(--muted);max-width:680px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{
  background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;
  box-shadow:0 24px 60px rgba(18,58,110,.12)
}
.hero-card .bot{font-size:5rem;line-height:1;text-align:center}
.hero-card h3{text-align:center;font-size:1.35rem;margin:15px 0 5px}
.hero-card p{text-align:center;color:var(--muted);margin:0}
.section{padding:76px 0}
.section-head{max-width:740px;margin-bottom:34px}
.kicker{color:var(--blue);font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}
h2{font-size:clamp(2rem,4vw,3rem);line-height:1.12;margin:9px 0 12px}
.section-head p{color:var(--muted)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;
  box-shadow:0 12px 35px rgba(18,58,110,.06)
}
.icon{font-size:1.7rem;margin-bottom:10px}
.card h3{margin:0 0 6px}.card p{margin:0;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.step{position:relative}
.step-number{
  width:38px;height:38px;border-radius:50%;display:grid;place-items:center;
  background:var(--navy);color:white;font-weight:900;margin-bottom:12px
}
.countries{display:flex;flex-wrap:wrap;gap:12px}
.country{padding:12px 16px;background:#fff;border:1px solid var(--line);border-radius:999px;font-weight:750}
.cta{
  padding:42px;border-radius:28px;background:linear-gradient(135deg,#032d78,#0871d5 60%,#12c9ef);
  color:white;box-shadow:0 20px 50px rgba(6,59,145,.2)
}
.cta p{color:#e8f6ff;max-width:760px}
.footer{background:#061c45;color:#d9e8ff;padding:42px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}
.footer img{width:150px;background:#fff;border-radius:12px;padding:6px}
.footer a{color:#d9e8ff;text-decoration:none}.footer a:hover{text-decoration:underline}
.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;font-size:.9rem;color:#a9bfdc}
.policy{padding:70px 0}
.policy-wrap{background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(25px,5vw,60px);box-shadow:0 15px 45px rgba(18,58,110,.06)}
.policy h1{font-size:clamp(2.2rem,5vw,3.6rem);color:var(--ink)}
.policy h2{font-size:1.5rem;margin-top:35px}
.policy p,.policy li{color:#43536b}
.policy li{margin:7px 0}
.notice{padding:15px 18px;border-left:4px solid var(--blue);background:#eef7ff;border-radius:8px;color:#30435f}
.small{font-size:.92rem;color:var(--muted)}
@media(max-width:850px){
  .nav-inner{height:auto;min-height:72px;padding:8px 0}.nav-links{gap:12px}.nav-links a:not(.btn){display:none}
  .hero-grid{grid-template-columns:1fr;gap:28px}.grid-3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .grid-3,.steps,.footer-grid{grid-template-columns:1fr}
  .hero{padding-top:48px}.hero-actions .btn{width:100%}.hero-card{padding:22px}
}